You’ve got a laptop, a passport, and a dream.
But do you have the right travel insurance for the digital nomad lifestyle?
Whether you’re working from a beach in Bali 🏝️ or a café in Lisbon ☕, not all travel insurance plans are built for long-term, location-fluid living. This guide breaks down what nomads need, what to avoid, and how to compare policies the smart way.
💼 Why Regular Travel Insurance Isn’t Enough
Most traditional travel insurance policies assume:
- You’re going on vacation
- You have a fixed return date
- You’ll be in one or two countries, max
Sound familiar? Not really.
As a nomad, you might:
- Hop countries every few weeks
- Stay abroad for 6–12 months at a time
- Need coverage for laptops, co-working injuries, or private clinics
That’s where long-term or expat-friendly insurance plans come in.
🧠 What Digital Nomads Should Look For
When comparing travel insurance, make sure your policy includes:
✅ Flexible country coverage – You should be able to move freely without canceling your plan
✅ Medical coverage abroad – Emergency care + outpatient visits + COVID (yes, still!)
✅ High coverage limits – At least $100,000 USD for medical expenses
✅ Tech protection – Optional add-ons for laptops, cameras, and work equipment 💻
✅ Trip interruption & evacuation – Life happens. Have a plan for canceled flights or getting home fast
✅ Telehealth & mental health – You’re not always near a clinic, but help should always be near you
✅ Easy claims from anywhere – Mobile-friendly systems = less stress when things go wrong
📍 Bonus Perks for Nomads
Some top-tier plans even include:
- Free coverage for short trips home
- Discounts for co-living or co-working spaces
Visa support letters (for long stays)
⚖️ How to Compare Plans in Minutes
👉 On SelectYourCover.com, you can compare trusted providers side-by-side:
- Filter by length of travel, regions, or profession
- See what’s covered at a glance
- Read reviews from other nomads
- Get instant quotes, no hidden fees
Because you’ve got better things to do than dig through fine print.
✈️ Final Thought: Don’t Wing It
You wouldn’t freelance without a contract.
You wouldn’t travel without a passport.
So don’t live abroad without travel insurance that actually fits your lifestyle.
Be free. Be smart. Be covered.
