Terms of use

Last updated November 9, 2026

Information, not advice

Select Your Cover publishes general information about insurance products, based on documents the insurers publish. We are not an insurance company, agent or broker. Nothing on this site is insurance, legal, financial or veterinary advice, and nothing here is an offer to sell insurance.

Accuracy

We check facts against the source documents and date them, but policies vary by state and change over time. Always read the policy you are offered before you buy. If you spot a mistake, tell us and we'll fix it.

Scores and rankings

Our scores follow the method published on our "How we check" page. They are opinions based on that method, not guarantees.

Links

We link to insurers' websites. We don't control those sites and aren't responsible for their content or for any policy you buy there.

Liability

To the extent the law allows, JOYOAI, LLC is not liable for decisions made based on information on this site. These terms are governed by the laws of the State of California.

Contact

JOYOAI, LLC, Los Angeles, CA. hello@selectyourcover.com