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Seven Corners vs IMG travel insurance

Plans compared: Trip Protection Choice vs iTravelInsured Travel LXPlan documents checked: November 12, 2026

Short answer

As of November 12, 2026, from Select Your Cover's read of both plan documents:

IMG comes out ahead on more of the points we compared (1 of 9), but the right plan depends on your trip. Seven Corners is stronger on no single point; IMG on cancel for work reasons.

Head to head

Time to add cancel for any reason

No clear edge

Both: 20 days from your first trip payment

Cancel for any reason payout

No clear edge

Not compared: Seven Corners's plan page and plan document say different things. Open the wording below.

Pre-existing conditions waiver

No clear edge

Different clocks: Seven Corners counts from your first payment, IMG from your final payment

Emergency medical

No clear edge

Both: $500,000

Medical evacuation

No clear edge

Both: $1,000,000

Primary medical cover

No clear edge

Both say medical is primary

Trip delay starts after

No clear edge

Both: 6 hours

Baggage loss

No clear edge

Both: $2,500

Cancel for work reasons

IMG

IMG also covers being required to work during the trip

Side by side, for your trip

Pick what matters to you and see which of the two fits. Tap any value to read the exact policy wording.

What matters on this trip?

Pick any. Those rows move to the top and we show which plan leads on them.

Seven Corners

Trip Protection Choice

IMG

iTravelInsured Travel LX

Cancel for any reason pays back

Lets you cancel for a reason the policy doesn't list. You get part of your trip cost back.

Not ranked: Seven Corners, where the plan page and the plan document differ.

Seven Corners, Cancel for any reason pays back75%of the trip cost backPlan page differs
IMG, Cancel for any reason pays back75%of the trip cost back

Time to add cancel for any reason

To add cancel for any reason, you must buy within this window.

Seven Corners, Time to add cancel for any reason20 daysfrom your first trip payment
IMG, Time to add cancel for any reason20 daysfrom your first trip payment

Time to get the pre-existing waiver

Buy within this window and a condition you already have can be covered.

Not ranked: these plans start the clock from different payments.

Seven Corners, Time to get the pre-existing waiver20 daysfrom your first trip payment
IMG, Time to get the pre-existing waiverBy final paymentat or before your last trip payment

Emergency medical

Doctor and hospital bills if you get sick or hurt on the trip.

Seven Corners, Emergency medical$500klimit
IMG, Emergency medical$500kper person

Medical evacuation

Getting you to a hospital that can treat you, or home.

Seven Corners, Medical evacuation$1Mlimit
IMG, Medical evacuation$1Mper person

Medical pays first or second

Primary pays first. Secondary waits for your own health insurance.

Seven Corners, Medical pays first or secondPrimarypays before your health plan
IMG, Medical pays first or secondPrimarypays before your health plan

Trip cancellation

Your prepaid, nonrefundable costs if you cancel for a covered reason.

Seven Corners, Trip cancellation100%of trip cost, max $100,000
IMG, Trip cancellation100%of trip cost, no cap shown

Trip delay

Meals and a hotel when your trip is held up this long.

Seven Corners, Trip delayAfter 6 hrs$250/day · max $2,000
IMG, Trip delayAfter 6 hrs$250/day · max $2,500

Baggage loss

Lost, stolen or damaged bags and belongings.

Seven Corners, Baggage loss$2.5klimit
IMG, Baggage loss$2.5klimit

Cancel for work reasons

Cancelling because of your job, such as a layoff or being told to work.

Seven Corners, Cancel for work reasonsPartlylayoff or transfer only
IMG, Cancel for work reasonsMore reasonsYesincl. being required to work

Choose Seven Corners if…

  • Its price for your trip comes in lower. Get quotes from both.

Choose IMG if…

  • ✓ IMG also covers being required to work during the trip

Check the last day to buy each plan for your trip →

Common questions

Is Seven Corners better than IMG for travel insurance?

IMG comes out ahead on more of the points we compared (1 of 9), but the right plan depends on your trip. Seven Corners is stronger on no single point; IMG on cancel for work reasons.

Seven Corners vs IMG: time to add cancel for any reason?

Both: 20 days from your first trip payment.

Seven Corners vs IMG: cancel for any reason payout?

Not compared: Seven Corners's plan page and plan document say different things. Open the wording below..

Seven Corners vs IMG: pre-existing conditions waiver?

Different clocks: Seven Corners counts from your first payment, IMG from your final payment.

Seven Corners vs IMG: emergency medical?

Both: $500,000.

Seven Corners vs IMG: medical evacuation?

Both: $1,000,000.

Seven Corners vs IMG: primary medical cover?

Both say medical is primary.

Seven Corners vs IMG: trip delay starts after?

Both: 6 hours.

Seven Corners vs IMG: baggage loss?

Both: $2,500.

Seven Corners vs IMG: cancel for work reasons?

IMG also covers being required to work during the trip.

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Compares plan documents downloaded on 2026-11-12. Terms vary by state, and prices depend on your trip. Not insurance advice, and we are not an insurance agent.