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Plain answers to the questions people ask before they buy, checked against policy wording, regulators and the insurers' own documents. Every guide lists its sources.

1 guide · Updated Nov 12, 2026

Car5 min readUpdated Nov 12, 2026Does car insurance cover hitting a deer?Hitting a deer is typically a comprehensive claim, not collision. What that means for your deductible, fault and rates, and why swerving changes it.Read the guide

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