Insurance guides
Plain answers to the questions people ask before they buy, checked against policy wording, regulators and the insurers' own documents. Every guide lists its sources.
7 guides · Updated Nov 12, 2026
Life10 min readUpdated Nov 12, 2026Do you pay taxes on life insurance?A life insurance payout to a named beneficiary is usually not taxable income. Interest, cash value gains, estate tax and 5 state inheritance taxes can be.Read the guide 
Car5 min readUpdated Nov 12, 2026Does car insurance cover hitting a deer?Hitting a deer is typically a comprehensive claim, not collision. What that means for your deductible, fault and rates, and why swerving changes it.Read the guide 
Home9 min readUpdated Nov 12, 2026Does homeowners insurance cover mold?Homeowners insurance may cover mold when a covered event like a burst pipe caused it, depending on the policy and your state. Slow leaks and floods are usually excluded, and some forms cap the mold payout.Read the guide 
Pet11 min readUpdated Nov 12, 2026Is pet insurance worth it?When pet insurance pays off and when it doesn't, using 2025 vet costs and premiums, plus the knee, waiting period and pre-existing rules in real policies.Read the guide 
Travel10 min readUpdated Nov 12, 2026Is travel insurance worth it?Travel insurance usually pays off when you'd lose prepaid money or need care abroad. When to skip it, what Medicare and cards cover, and what CFAR really pays.Read the guide 
Pet7 min readUpdated Nov 9, 2026Best pet insurance for catsWe read each insurer's policy for what matters to cats: dental illness cover, cured conditions and age limits, then ranked them by our published score.Read the guide 
Pet6 min readUpdated Nov 9, 2026Costco pet insuranceCostco pet insurance is a Figo policy with a 15% member discount. What the Figo policy form says about waiting periods, pre-existing conditions and dental.Read the guide